This is a company trying to collect on ancient debts that have for the most part been written off and are way past the limitation for anyone in Canada or the US to collect legally. They could be breaking the law to try and collect on debts that have been written off. They are parasites, The rule of thumb: DON'T TALK TO THEM ABOUT ANYTHING AND NEVER RETURN THEIR CALLS. There are cheap phones at Costco that block 200 numbers and you don't even hear the blocked calls ring, They work great. These parasites cannot place these debts in any credit reporting agency and if they try do so you can sue them. Don't worry about these uneducated low lifes, they will eventually go away and try to find some other sucker to believe their lies and B.S. There are Statutes of Limitation in Canada and the US where the creditor is allowed to collect on bad debts. Beyond that there is nothing they can do. The Statute of Limitations basically allows the debtor to get a fresh start without having to go bankrupt. By the way, there have been many debt collection agencies that have gone bankrupt and stuck others with their bills. IGNORE THEM, there is nothing they can do so long as you don;t talk to them, absolutely nothing.